The library
Written from here, by people doing it. No sponsored content, nothing written to sell you a service you do not need.
Six questions with hard edges. Answer them honestly and you will know whether to move this year, next year, or not yet.
Not a prediction. A parent falls ill, a contract ends, something happens locally. The difference between inconvenience and catastrophe is what you set up while things were calm.
Same family, same standard of living. Lagos costs about $6,150 a month. Kaduna costs about $1,967. The difference in year one is around fifty-nine thousand dollars.
Staying under 183 days used to keep you outside the Nigerian tax net. From January 2026 it does not, and owning a flat here may be enough on its own.
The fantasy is a driver, a big house and staff, on a foreign salary. Some of it is true. The expensive half is the part nobody mentions.
Keeping your foreign job is the strongest position you can arrive in. It is also the one with the most ways to quietly fall apart.
You will be read as different before you open your mouth. The returnees who settle are not the ones who blend in best, they are the ones who stopped auditioning.
Most returnees get less active within six months and cannot work out why. The reasons are structural, and so are the fixes.
Still the first thing to do
Every article here assumes you know what this is going to cost. Most people do not, and are out by a factor of three.
Open the calculator